About Creditstar Esusu Plus Life Cover (BETA- LIFE)

Creditstar Microinsurance Offers a unique product called Beta Life which provides you with flexible savings and a life insurance cover benefit.

This means that in the event of life assured demise during savings period, we will pay you or your family the balance of your investment account.

This plan secures the financial well-being of loved ones or dependents in eventually of death at any time.

Esusu Plus Life Cover also called Beta Life Insurance is a target personal savings plan with protection cover for own life.

SAVINGS TOWARDS:
• Weddings
• Business growth/expansion
• Acquisition of a car
• Financial discipline
• House rent
• Overseas trip / holiday
• School fee

Please see below the competitive features and benefits you would enjoy if you decide to take up this policy.

Features & Benefits

• A minimum monthly savings of N1,000.00
• The duration of the policy is a minimum of 1 year
• Premium is paid upfront

• The rate of premium is (2 – 10%)
• Entry Age: 18 – 65 years
• Life insurance cover

• Premium Payment Flexibility: Daily, Monthly, Quarterly, Half yearly,Annually

• A The death benefit is the full amount saved at the end of the period which is thecontribution saved plus a certain percentage of the outstanding target amount.

• Maximum Sum Assured: N2,000,000.00.

• Death Benefit: the amount payable upon death per contract will be limited to NGN2.0m.

• The policyholder will be paid up to 100% of the sum assured if alive after the policy period

• The policy can be surrendered before maturity at any time; however, the interest and death benefit shall be forfeited.

• Expiry: the policy expires on the date stated in the schedule and if cover is to continue, the renewal premium must be paid on or before the stated expiry date

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